Mr. Gillard has a B.S. in Economics and an M.B.A. in Finance and Investments. He spent 30 years on Wall Street where he was a Director of his firm, a Director of the New York Society of Security Analysts, and a Trustee of the world-wide Institute of Chartered Financial Analysts.

More importantly, he is the father of five great children and grandfather of eight. He has spent hundreds of hours of solo care of Imogen in New Jersey and multiples of that time looking after Matt, Mike, Laura Rose, and Dominic in Connecticut. He and his wife of 45 years now reside on the coast of Maine.