I am not a financial advisor or hardly an expert when it comes to money. What I am is a divorced mother of two who was Sick and Tired of Being Broke and decided to take charge of my financial situation. On my journey I realized that I have the right and the power to live debt free. I also realized that the financial choices that we make no matter how small will determine our destiny. If you give your money no direction, it will run wild and you will struggle financially. The most valuable lesson that I learned is that I AM the boss of my money. Overwhelmed with debt I started with 0.25 cents, determination, and a plan. The most powerful tool was the belief that living debt free was possible. If I can do it, you can do it! Join me as I continue my journey...