From the Author Linda Meckler:
I have worked in numerous large, small, and hospital size, billing offices for twenty-five plus years.
In part, I have written this book to educate consumers on optional ways to deal with insurance companies when disputes arise.
Obviously, you want your insurance to pay your medical bills. It’s that simple. But! In reality, it’s not that simple. If it were, I wouldn’t have written this book and you would not be hearing the horror stories about medical insurance and how consumer’s claims are not being paid, or paid unfairly.
In this book I cover a section on Medical Insurance, Terminology which will help you understand the language used in your Medical Insurance billings.
When you finish reading this book hopefully, you will have a better understanding of your medical insurance policy and claims.
Nobody can predict the future of health insurance and medical care in the years to come. But the information you will receive, within the covers of this book will certainly be beneficial to you whatever the changes are.
Consider this book the start of a new knowledgeable relationship with your Medical Insurance Company.
The chapters in the book are as follows:
Medical Insurance Terminology and Explanations In Alphabetical Order, Medical Help For The Un-Insured, Low Income Government Insurance including Medi-cal or Medicaid, CMS, CHIP, Medicare and Tricare, Medical Computer Generated I Information, Patient’s Run A Check/Balance , 10+ Reasons For Denial, Appealing Your Medical Bills, Appeal and Form Letters, How To Submit Your Medical Appeal, The Collection Agency
TESTIMONIALS
Linda Meckler wrote an Appeal Letter to my medical insurance company for me. The result was $26,000 was written off. I never had to pay a penny. Mr. and Mrs. Foster, San Diego, CA
The medical insurance system is so complex and overwhelming that you feel powerless. I have been a Medical Provider and of course a consumer. In both these roles I would have benefitted from all the information included in this book. Armed with this book that is easy to read and understand and the format for actual letters that you can write, you gain the courage to change the things you can. The vocabulary is important to know and be able to use with the medical staff you will be confronting.
On a personal level, Linda single handedly got me through the maze required to get me set up with social security, Medicare parts A, B, and D, and secondary insurance plans when I became disabled. Her wealth of experience needed to be shared, and this book enables her to do that. We are lucky to have her on our side.
Dena Slonaker OTR/L, MSEd Simi Valley, CA
Appealing your denied medical claim is a lot more successful when you know how to write to the insurance company! From 25 plus years of experience in the medical field, Linda Meckler shares what you must say. This book will get the results you want in most situations where an insurance company has wrongfully denied payment.
Shirley Ann Parker Discoveries: A Journey Through Life www.shirleyannparker.com
I just finished your book and it's great! I wish something like this had been written years ago! It's the way you put things in "people" language and not some jargon I can't understand! I especially appreciate the formats for writing letters. I never know how to even start! Thank you, thank you. I will take six books.
Carolyn Kloss, La Mesa, CA
When facing insurance company paperwork and what it means, you need Linda Meckler's helpful book. She provides personal testimonies to support what she is saying and guides you through the maze. Even if you don't have medical insurance, you will face paperwork that requires a thorough understanding before you sign anything. She covers that too. I recommend you have this handy book nearby.
John Wolf, author/educator Author of Fantastic Tales http://johnwolfbooks.com, http://foxandquill.com, http://generalspecifics.blogspot.com
As a retired professional educator of High School and College Level Teaching and having read Linda’s book on Fight Your Medical Insurance Nightmares (let me show you how), I picked up a lot of good tips and information. One of the main reasons of enjoying the book other then the context of information was the ease-ability of understanding the complexities of the insurance business. I recommend this book to everyone who deals with Medical Insurance Companies. They should definitely have a copy of this book and read it! C. E. Ruzicka San Diego, CA BS. ADM. 2, MA Degrees. Law, Finance, and Accounting.
In Summary We have touched on many subject areas dealing with Medical Insurance problems and the insurance industry as a whole. It is my sincere hope, that this book will give you guidance in your future dealings with the insurance industry and billing.
I also hope you enjoyed reading the personal and professional stories I have added to this book. I feel the book is helpful in many ways. It shows how hard the Medical Provider’s staff does work to get your bill paid.
It also shows the different ways a small and a large billing office work. A large billing office sometimes does not go the extra miles to get your bill paid. It is just as easy to send you, the patient, to a Collection Agency.
Not all claims are denied the first time they are transmitted or mailed to the medical insurance companies. It is only a small percentage that is denied. This small percentage is what can amount to hours of trying to appease the insurance company and collecting your money.
If you have any questions, please contact me. Let me hear some of your horror stories. Every patient has them. I know I worked on many hard claims. I know the amount of work and stress you can put yourself through in order to get your claim paid. If you need professional help for a small fee I can help you.
Linda Meckler Fight Your Medical Insurance Nightmares
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