Born in 1960, Fred grew up in Allendale, New Jersey. After a short stint at Marquette University, he took over and expanded the family’s financial services business over a 22 year career. He had been writing in his spare time but with a significant business and growing family, there seemed to be too little of it. He decided finally to sell the business and pursue his life-long ambition of becoming a professional writer. When he’s not writing or busy with his five children, you’ll find him with his mistress, a fifty-nine foot power boat named the Sahara, somewhere on the water.